Moving into a new home
Shortlist your property and negotiate with a single-cheque offer. Explore monthly repayments before finalising your lease.
A SMARTER WAY TO RENT
Negotiate
better rent,
pay monthly.
Make a stronger rental offer with a single-cheque payment option. Negotiate your annual rent, then spread repayments monthly through a financing partner, subject to approval.
- Stronger Rental Offers
- Clear Costs Upfront
- Subject To Partner Approval
Estimate your monthly rent payment
Estimated monthly repayment
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- Estimated subscription charge
- AED 0
- Total amount payable
- AED 0
This is an indicative estimate only, real prices might differ
- Monthly Rent Repayments
- Simple Digital Journey
- Better Negotiating Power
- Built For UAE Renting
Better rent .Smoother monthly payments.
Give your landlord the comfort of a single-cheque offer while keeping your own repayments monthly, subject to approval.
Traditional Payment
- One or two large cheques
- More cash needed upfront
- Less cash for other priorities
- Payments may not match your salary
- Single-cheque offers need upfront funds
With Qisto
- Manageable monthly repayments
- Less rent to fund upfront
- More room in your monthly budget
- Repayments spread across your plan
- Single-cheque option, subject to approval
See whether the plan may suit you
- Verified tenants & residency
- Working residents / business owners
- Minimum 3+ months resident
- Min. salary requirement
- Supporting documents needed
- Subject to credit assessment
Get pre-approved today via Noggin.ae and strengthen your rental offer with a bank-backed guarantee. Then, follow.
Check preliminary eligibilityHow Qisto works
From a better offer to monthly payments.
Shortlist your home, negotiate with a single-cheque offer and check your eligibility. Then finalise your rental agreement and financing documents.
01
Shortlist & negotiate
Shortlist your home, negotiate with a single-cheque offer and check your eligibility. Then finalise your rental agreement and financing documents.
02
Check eligibility
Share your details and required documents through Qisto. The financing partner assesses your application and confirms the terms available to you.
03
Finalise your agreement
Once approved, lock in the agreed terms with your landlord. Complete the tenancy and financing documents with support from the Qisto team.
04
Rent funded. Pay monthly.
After final checks, funds are released under the approved payment arrangement. Repay monthly according to your financing agreement.
About Qisto
Our Vision
Qisto is a technology platform by Prop Flow Technologies Limited, built to help eligible tenants negotiate better rental terms and access monthly repayments through financing partners.
Our Mission
To make renting in the UAE simpler, more transparent and easier on monthly cash flow—for tenants, landlords and property managers.
Our Founders
Hatim Qadeer Khan
Co-Founder
“19+ years in corporate finance, strategy and operations. Former Business Manager at Olam International and Director of Commercial Finance at Alshaya Group MENA. IIM Indore alumnus.”
Gaurav Kumar
Co-Founder
“12+ years in project management, digital commerce and platform operations. Former Design Engineer at L&T Construction and Brand Manager at Alshaya Group MENA. IIM Bangalore alumnus. ”
Our Values
- Transparency
- Trust
- Customer-focus
- Innovation
Built for everyone
One smarter way to rent.
better for everyone.
Monthly flexibility for tenants. A clear payment arrangement for landlords. More options for property managers.
- Negotiate with a single-cheque offer
- Spread rent repayments monthly
- Keep more cash for everyday life
- See the full cost before you commit
- Agree your preferred payment term
- Reach tenants seeking payment
- Offer eligible tenants monthly flexibility options
- Support smoother lease agreements
- Offer tenants more payment options
- Help landlords agree rental terms
- Support new leases and renewals
- Refer eligible tenants to Qisto
Your rental journey. One clear view.
Keep track of your application, documents and next steps with Qisto, from your first enquiry to your approved payment plan.
Get started
A smarter payment option.
At every rental milestone.
Renewing your tenancy
Discuss better terms with your landlord at renewal and check whether your next rental period can be repaid monthly.
Already in your lease?
Ask whether your remaining rent payments qualify for monthly repayments, subject to your lease and partner approval.
FAQ
Your questions,
answered.
Understand how Qisto works before you take the next step.
CHECK ELIGIBILITYWhat is Qisto?
Qisto is a technology platform by Prop Flow Technologies Limited. We help eligible tenants explore monthly rent repayments through financing partners. This may support a single-cheque offer to your landlord and help you negotiate better rental terms. Qisto does not provide the financing itself.
Will Qisto help me save on rent?
A single-cheque offer may help you negotiate a lower annual rent, but savings are not guaranteed. Compare your agreed rent plus all financing charges and fees with your alternative rental offer to see whether you are better off overall.
How does it work?
Shortlist a property and negotiate the rent. Check your eligibility through Qisto, review the financing partner’s offer and finalise the arrangement with your landlord. Once the documents and checks are complete, funds are released under the agreed arrangement and you repay monthly.
What documents will I need?
You may be asked for your Emirates ID, passport and visa details, proof of income, bank statements and rental documents. The financing partner confirms the exact requirements and may request additional information.
How is my information used?
Your information is used to support your enquiry and application. Relevant details may be shared with the financing partner for assessment, as explained in the privacy notice and consent provided during your application. Please review our Privacy Policy for more information.
RENTING, EXPLAINED
Guides for smarter renting
Practical tips on negotiating rent, comparing payment options and making your next rental decision with confidence.
Built around UAE Renting.
Ready to negotiate better
rent?
Explore a single-cheque offer for your landlord and monthly repayments for you. Start by checking your eligibility.
